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Government Loans

These loans include FHA, DPA, USDA, VA and grants

These are popular option for buyers that may need low to $0 down payments, lower credit scores or served in the military. 

Conventional Loan

A conventional home loan is a popular option for buyers with solid credit who want competitive rates, flexible terms, and the ability to purchase homes in Phoenix without government-backed restrictions.

Bridge Loan

A bridge loan helps Phoenix homeowners buy their next home before selling their current one, offering short-term financing that ensures a smooth transition without stressing about timing.

Hard Money Loan

Hard money loans in Phoenix are fast, flexible financing options often used by real estate investors for fix and flips or short-term purchases when traditional loans aren’t an option.

Bank Statement Loan

A bank statement loan allows self-employed buyers or entrepreneurs in Phoenix to qualify for a mortgage using income from bank statements instead of tax returns, making homeownership more accessible.

A 1031 Exchange is an IRS rule letting real estate investors defer capital gains taxes on an investment property sale by reinvesting the proceeds into another similar "like-kind" property, preserving equity and allowing wealth to grow tax-deferred.